Depends on the generations as well.

Back in the mid 00s a lot of the K girls I knew had a plan and sent money back to their banks via an agent, usually on Pitt street or in Strathfield (depended on who offered the best exchange rate at the time). Most of these girls went back home and bought themselves apartments or went into business and they're all doing well to this day, all married with kids.

Fast forward to the 10s and the K girls no longer had a plan, they saw what their older sisters had and just wanted more. Most wasted their money on luxury goods or holidays, very few sent money home and a lot of them got into drugs (Jerry is a good example of this).

I haven't asked or cared for a long time, They're not asking advise anymore and I'm not offering.