Speaking of Spotify, go for the Family Premium pack. It's like, $6 more a month and you can share it with your 4 of your other friends/family if they also use Spotify. Only catch is, they have to register a new account with your home address, and you invite them through your account once they've signed up. Doing this currently with my workmates and they usually shout me a couple of beers over the course of a month so I'm up!