Interest rate rises and punting

[thefatness]

Will the increased interest rates force you to change your punting habits?

[warwick1]

Will the increased interest rates force you to change your punting habits?

No...What about you??

[thefatness]

Not for now but will have to consider if rates and inflation continue soaring

[GoldfishMan]

Depends on how many IPs you managed to “snag” when the easy money was available and using whatever serviceability loophole you could find.

[Sparklingwine]

Nope don't have a mortgage or loans so business as usual.

[juscruisin58]

Hoping interest rates keep on rising.
I have no debt and have a substantial Investment Portfolio.

[teheviltwin]

Just an aside do you guys remember the 13-14% interest rates in the 80s?

[teheviltwin]

I think cash rate was as high as 7 something percent then too

[cuteguy]

Just an aside do you guys remember the 13-14% interest rates in the 80s?

It was 18-19% under Keating and people still survived paying mortgages.

[Meng]

It was 18-19% under Keating and people still survived paying mortgages.

Boomers had many advantages during those times. Free tertiary education being one of them.

https://youtu.be/PkJlTKUaF3Q

Having said that. When they finally die, there'll be a huge wealth transfer.

Back then houses were seen as commodities as opposed to an asset. Cars sometimes cost more than the home.

[DayMan69]

If your outgoings, in terms of interest, fuel, food and so on are going up, but your income remains static, then something has to give. Usually pleasure expenditure which, unlike the electricity bill, is discretionary.

If inflation continues to rise inexorably into next year then what will likely happen is classic supply and demand. Punters will have less discretionary capacity. Less punters will lead to decreased supply - shops will close or, more likely, decrease input costs in terms of number of girls in the shops. That's generally a slow train though. In the short term it may turn into punter paradise - more girls than the market can sustain. I think the liklihood here is that the girls will supply more service to convince customers to become regulars. But it's not sustainable and over time girls will leave. They'll go home. We will all suffer from this, even cashed up punters.

If we start to see inflation slow in a determined fashion then the above outcome will likely be averted.

Inflation is no good for anyone. Strong suite of investments? Good for you, but less spend across the board decreases profit and therefore dividends and therefore stock valuations. Reduced income reduces the capacity of people to pay your property rent.

We've all been sitting in a nice, warm bath. When inflation loosens the plug, we'll all shiver a little.

[cuteguy]

When shops start to bump up prices, guys need to consider whether they should pay the higher price or look for other alternatives if they want to continue their punting.

[Manky010203]

Your all saying you don't have mortgage to pay and this and that. But increase interest rates also affect rent. Which will affect the prices of these shops rent too. Which also has a knock on effect to future punting prices aswell. With a new increased punting prices and increased everything else, ofcourse punting will be affected.

I have seen threads about an increase in $20-50 for punting in fs shops and people and complaining about that. Imagine THAT increase in massage shops.

[cuteguy]

Your all saying you don't have mortgage to pay and this and that. But increase interest rates also affect rent. Which will affect the prices of these shops rent too. Which also has a knock on effect to future punting prices aswell. With a new increased punting prices and increased everything else, ofcourse punting will be affected.

I have seen threads about an increase in $20-50 for punting in fs shops and people and complaining about that. Imagine THAT increase in massage shops.

If some shops are expanding and not downsizing then it means they are doing ok. If they are then increasing prices you need to ask who is most benefiting financially from this? It surely isn't the punter.

[Meng]

Your all saying you don't have mortgage to pay and this and that. But increase interest rates also affect rent. Which will affect the prices of these shops rent too. Which also has a knock on effect to future punting prices aswell. With a new increased punting prices and increased everything else, ofcourse punting will be affected.

I have seen threads about an increase in $20-50 for punting in fs shops and people and complaining about that. Imagine THAT increase in massage shops.

Most people here definitely have mortgages. I have one myself. Luckily I fixed my interest for 2 years and utilised an offset to reduce overall interest paid.

Having said that, definitely feeling the increase in costs. Materials overall went up significantly. Having said that I do enjoy discretionary spending. Was checking my eating out/uber eats budget for last month and I think I spent over 3k just on eating out and uber eats. Need to cook more as I do quite enjoy cooking.

[chaoticpotato]

I have mortgage. But I still put aside some cash each month for discretionary spending. So far have not had to reduce that but we will see how it goes next few months

[asiafever]

Your all saying you don't have mortgage to pay and this and that. But increase interest rates also affect rent. Which will affect the prices of these shops rent too. Which also has a knock on effect to future punting prices aswell. With a new increased punting prices and increased everything else, ofcourse punting will be affected.

I have seen threads about an increase in $20-50 for punting in fs shops and people and complaining about that. Imagine THAT increase in massage shops.

Correct. 12 months ago you almost couldn't give away residential rentals, discounts of $100/week were not uncommon. Now rental demand is growing, discounts are a thing of the past, increases have started and people are bidding for rentals again.
Commercial rents may be a different proposition, has demand for commercial property increased? I'm seeing more and more vacant properties in the suburbs, and more businesses trying to sell (some are even giving away their business as long as someone takes on the lease). Massage shops attempting that kind of increase would see a fair hit in business would be my prediction.

[Climax598]

My ML complain about the increase in rent and mortgage. She rent and have a property. So far she haven't ask for more but I got the message she is asking for more. The shop she works still change the same.

[DayMan69]

Increasing prices is *kind of* what the RB wants, but won't say, because it leads to the result they want more quickly. Which is decreasing demand for services. We stop buying, we go for the cheaper option. Shops/girls go out of business until we reach equilibrium again; where supply equals demand. The market calms down and we all go our merry way. Takes about 2 years from go to whoa though. A slow train.

[juscruisin58]

Boomers had many advantages during those times. Free tertiary education being one of them.

https://youtu.be/PkJlTKUaF3Q

Having said that. When they finally die, there'll be a huge wealth transfer.

Back then houses were seen as commodities as opposed to an asset. Cars sometimes cost more than the home.

You saw that on YouTube, so it must be true.
Obviously written by a millennial.
And Boomers had many disadvantages as well, these are just conveniently not spoken about.

[Meng]

You saw that on YouTube, so it must be true.
Obviously written by a millennial.
And Boomers had many disadvantages as well, these are just conveniently not spoken about.

Correct I'm a millennial and your response obviously means you're a boomer. Just waiting patiently for that wealth transfer when you guys finally cark it. Interested in seeing how wealthy millennials would differ from boomers.

All power to you guys. I think there might be some confusion. Me linking that YouTube video doesn't mean I'm salty about all your wealth cause I mean it'll all go to us anyways and for a lot of boomers they're about at the end of their lifespans.

[juscruisin58]

Correct I'm a millennial and your response obviously means you're a boomer. Just waiting patiently for that wealth transfer when you guys finally cark it. Interested in seeing how wealthy millennials would differ from boomers.

All power to you guys. I think there might be some confusion. Me linking that YouTube video doesn't mean I'm salty about all your wealth cause I mean it'll all go to us anyways and for a lot of boomers they're about at the end of their lifespans.

Yes, your response shows you are a millennial without having to verbalise that point.
You read what you wanted and missed my point completely.

The Boomers had a lot of disadvantages compared to current generations.

And NO I'm not a boomer, I'm actually Gen X, the generation responsible for you self centered, self entitled millennials

[Meng]

Yes, your response shows you are a millennial without having to verbalise that point.
You read what you wanted and missed my point completely.

The Boomers had a lot of disadvantages compared to current generations.

And NO I'm not a boomer, I'm actually Gen X, the generation responsible for you self centered, self entitled millennials

My golly, jiminy crickets thanka a bunch for giuving us yungins life.

Has Violet added herself to the will yet? Might be a bit soon cause you still got some life in ya old man.

[Sibon]

Hoping interest rates keep on rising.
I have no debt and have a substantial Investment Portfolio.

Definitely cutting down punting to minimum in the present economic climate with pandemic, Ukraine war, interest rate hike, inflation, recession etc.

I don't own a car, don't travel, don't drink, smoke or gamble. I used to be able to save part of my earnings.

Punting is my biggest expenses. If I punt recklessly I would not be able retire comfortably.

By punting I only make mamasans and MLs richer. And myself poorer. They are driving expensive cars and live in expensive apartments.

Increasingly I start to realize punting is for the wealthy class of people and not for people like me who have to sweat for every dollar I earn.

Having being poor I know the value of money.

[Sibon]

When shops start to bump up prices, guys need to consider whether they should pay the higher price or look for other alternatives if they want to continue their punting.

"Other alternatives" such as converting regular ML to girlfriend for free sex?

[cuteguy]

"Other alternatives" such as converting regular ML to girlfriend for free sex?

A good idea but it may cost you more than what you end up paying in the shop. I guess it depends on the girl. How about trying other shops or finding a steady girlfriend?

[dotcumdotinyou]

I'm a boomer and if you were born in '58 then so are you juscruisin

[juscruisin58]

I'm a boomer and if you were born in '58 then so are you juscruisin

I'm 56 my friend, born in '66.
My forum name is the name of a 58' yacht I used to own

[dotcumdotinyou]

My bad...I assumed you were born in '58

[juscruisin58]

Has Violet added herself to the will yet? Might be a bit soon cause you still got some life in ya old man.

You don't need to worry your little brain about Violet.
She will be well looked after when I go.
That is all legally covered to protect her.

[Sibon]

You don't need to worry your little brain about Violet.
She will be well looked after when I go.
That is all legally covered to protect her.

While many here believe you are a kind and generous soul and Violet has many good qualities in her without doubt you are every sugarbaby's dream sugardaddy.

I was in seeking.com for a short while. I got out as quick as I went in. Every girl I met there was after one thing blink blink $ $. I wasn't there to splash my hard-earned cash or to find an expensive hole to stick my little brother into.

[GoldfishMan]

Cool it bros. Let’s just call it for what it is. Some of us are beneficiaries of corrupt/inept/shortsighted governments, some of us are not.

In regards to juscruisin, yeah your 50+, shacked up with a 20+ hottie, set for life with your IPs, no mention of kids or family, no care in the world. What does that tell us? You don’t give a shit about future generations. So I don’t think you’re a good candidate to say anything about what’s right or wrong. You came, you looted, you plundered, off you go, matey, on your jolly old way. Well done to you.

For the rest of us, there is a reckoning at hand for all the years of complacency by the government. All those years of being a “lucky country” are going to catch up. They’ve already started going back on their green initiatives… fire up those old coal power generators I say!

It can go anywhere from here. You think you’re a beneficiary? Maybe you’re holding the bag instead?

[juscruisin58]

You guys make me laugh, you can't stay on topic at all.
I give my opinion on a thread about interest rates and Meng has to bring my girl into it. The sugarbabe thread is elsewhere.
Maybe he is jealous of her.
Goldfishman, just for your education, I have 2 daughters and 2 grandchildren, so yes I do have an interest in their future.
My daughters saw what I went thru with their mother, and their mother carries that on by trying to manipulate them.
My daughters and Violet get on like a house on fire, my daughters are happy I am happy.
And yes Meng was correct in that there will be a significant passing of wealth to my daughters and Violet when I pass.
I worked bloody hard for what I have earned, and took significant risk, I really take offence to the likes of Meng who is obviously jealous and obviously doesn't have the acumen to do that for himself and his family.
Dont assume I have no cares in the world, I have a sibling who battles a life ending neurological disorder who was diagnosed at age 28 and is now 48 and has about 2 years to go at best.
Don't ever think I dont give a shit about future generations, If I didnt, I'd blow all my cash rather than giving to the kids and Violet, I wouldn't provide the capitol so my kids can have green houses, I wouldn't fund the grand kids private schooling.
You know absolutely nothing about me and what I face in life and what I represent and care about.
Pull your head in you self entitled prick.

[DrBean]

It was 18-19% under Keating and people still survived paying mortgages.

Comparative debt to income burden was not as high.

Serviceability at 7% in current conditions is the equivalent of what it was in the previous peak

[GoldfishMan]

You guys make me laugh, you can't stay on topic at all.
I give my opinion on a thread about interest rates and Meng has to bring my girl into it. The sugarbabe thread is elsewhere.
Maybe he is jealous of her.
Goldfishman, just for your education, I have 2 daughters and 2 grandchildren, so yes I do have an interest in their future.
My daughters saw what I went thru with their mother, and their mother carries that on by trying to manipulate them.
My daughters and Violet get on like a house on fire, my daughters are happy I am happy.
And yes Meng was correct in that there will be a significant passing of wealth to my daughters and Violet when I pass.
I worked bloody hard for what I have earned, and took significant risk, I really take offence to the likes of Meng who is obviously jealous and obviously doesn't have the acumen to do that for himself and his family.
Dont assume I have no cares in the world, I have a sibling who battles a life ending neurological disorder who was diagnosed at age 28 and is now 48 and has about 2 years to go at best.
Don't ever think I dont give a shit about future generations, If I didnt, I'd blow all my cash rather than giving to the kids and Violet, I wouldn't provide the capitol so my kids can have green houses, I wouldn't fund the grand kids private schooling.
You know absolutely nothing about me and what I face in life and what I represent and care about.
Pull your head in you self entitled prick.
What sort of reaction were you expecting coming on to a sex forum bragging about how you've made it with all your IPs, at a time when the utmost topic on the minds of just about every young person in the country is how they're going to afford to keep a roof over their heads?

What exactly were you expecting?

[Meng]

You guys make me laugh, you can't stay on topic at all.
I give my opinion on a thread about interest rates and Meng has to bring my girl into it. The sugarbabe thread is elsewhere.
Maybe he is jealous of her.
Goldfishman, just for your education, I have 2 daughters and 2 grandchildren, so yes I do have an interest in their future.
My daughters saw what I went thru with their mother, and their mother carries that on by trying to manipulate them.
My daughters and Violet get on like a house on fire, my daughters are happy I am happy.
And yes Meng was correct in that there will be a significant passing of wealth to my daughters and Violet when I pass.
I worked bloody hard for what I have earned, and took significant risk, I really take offence to the likes of Meng who is obviously jealous and obviously doesn't have the acumen to do that for himself and his family.
Dont assume I have no cares in the world, I have a sibling who battles a life ending neurological disorder who was diagnosed at age 28 and is now 48 and has about 2 years to go at best.
Don't ever think I dont give a shit about future generations, If I didnt, I'd blow all my cash rather than giving to the kids and Violet, I wouldn't provide the capitol so my kids can have green houses, I wouldn't fund the grand kids private schooling.
You know absolutely nothing about me and what I face in life and what I represent and care about.
Pull your head in you self entitled prick.

Too long to read. You know us millennials and our attention span.

You still punting or have you stopped? If you've stopped punting then what are you still doing on here? Your girl had the right idea by getting off the forum. She did diagnose all of us as narcissistic sociopaths lol.

[juscruisin58]

What sort of reaction were you expecting coming on to a sex forum bragging about how you've made it with all your IPs, at a time when the utmost topic on the minds of just about every young person in the country is how they're going to afford to keep a roof over their heads?

What exactly were you expecting?

You think you have it bad now?????
I hope like christ you dont experience the 18% mortgage rates I experienced as a 24 yr old, with a new born child working as an interstate truck driver.
Basically didnt see my wife or first born child forn12 months whilst trying to keep the roof over our head.

If you young one think these interest rate rises that are happening now will cause pain,,,,, hope and pray, plead, whinge, wring your hands and jup up and down, that they don't get to 10% or god forbid over, otherwise you lot will really have a real cause to have a sooky lala.

[juscruisin58]

Too long to read. You know us millennials and our attention span.

You still punting or have you stopped? If you've stopped punting then what are you still doing on here? Your girl had the right idea by getting off the forum. She did diagnose all of us as narcissistic sociopaths lol.

Shes sitting right beside me reading your rubbish and laughing.
What an I doing on here? Laughing at a lot of you who have really no idea. That's what.

[gimmesome]

You think you have it bad now?????
I hope like christ you dont experience the 18% mortgage rates I experienced as a 24 yr old, with a new born child working as an interstate truck driver.
Basically didnt see my wife or first born child forn12 months whilst trying to keep the roof over our head.

If you young one think these interest rate rises that are happening now will cause pain,,,,, hope and pray, plead, whinge, wring your hands and jup up and down, that they don't get to 10% or god forbid over, otherwise you lot will really have a real cause to have a sooky lala.

I mean 18% as a number by itself doesn't mean much. What was your interest in $? What was your principle in $? and importantly what was the take home $ you received to "keep a roof over our head" as an interstate truck driver?

[Jesus666]

It was 18-19% under Keating and people still survived paying mortgages.

I am 65 and remember those rates all too well, but the size of the mortgage compared to annual income was far more manageable then with todays generation. Go back even further to my parents time and if you had a humble trade (not a business ) your wife did not work, a paid off your house and even had a holiday home up or down the coast. I feel sorry for today's younger people.

[woodland]

Hoping interest rates keep on rising.
I have no debt and have a substantial Investment Portfolio.

I agree. Valuations on stocks, bonds and real estate are all too high.
The normalization of rates will lead to substantial falls in the stock market, and probably your investment portfolio.
Regardless, you have no debt, and thus can play the long game.

[dotcumdotinyou]

I'm sorry jc58 but you're carrying on like a precious little princess demanding respect from the younger members of the forum because you were lucky enough to have a good job and invested your money in bricks and mortar. I remember the days of 18% interest rates as well, but I also remember houses cost a third of what they are today and the central coast where you invested was even cheaper, essentials like food water electricity gas etc were also at least half of what they currently are. My best friend was an interstate truckie and they were highly paid back then so you weren't really living on vegemite sandwiches for breakfast lunch and dinner. If you want respect from the younger members of the forum you need you earn it not show off.

And as Violet is reading this I can give her another chuckle, remember you last post my dear? Well sugarbabies are prostitutes they fuck for money you fucked for money you are a prostitute plain and simple. And if the argy bargy of guys arguing on a sex forum upset you so much then you wasted 4 years of your life studying to be a criminologist. What are you going to do when you have to talk to rapists and murderers? Maybe hairdressing or nail artist might be better suited to your abilities.

[gimmesome]

I'm sorry jc58 but you're carrying on like a precious little princess demanding respect from the younger members of the forum because you were lucky enough to have a good job and invested your money in bricks and mortar. I remember the days of 18% interest rates as well, but I also remember houses cost a third of what they are today and the central coast where you invested was even cheaper, essentials like food water electricity gas etc were also at least half of what they currently are. My best friend was an interstate truckie and they were highly paid back then so you weren't really living on vegemite sandwiches for breakfast lunch and dinner. If you want respect from the younger members of the forum you need you earn it not show off.

And as Violet is reading this I can give her another chuckle, remember you last post my dear? Well sugarbabies are prostitutes they fuck for money you fucked for money you are a prostitute plain and simple. And if the argy bargy of guys arguing on a sex forum upset you so much then you wasted 4 years of your life studying to be a criminologist. What are you going to do when you have to talk to rapists and murderers? Maybe hairdressing or nail artist might be better suited to your abilities.

Fk me you're brutal :burn:

[Meng]

I'm sorry jc58 but you're carrying on like a precious little princess demanding respect from the younger members of the forum because you were lucky enough to have a good job and invested your money in bricks and mortar. I remember the days of 18% interest rates as well, but I also remember houses cost a third of what they are today and the central coast where you invested was even cheaper, essentials like food water electricity gas etc were also at least half of what they currently are. My best friend was an interstate truckie and they were highly paid back then so you weren't really living on vegemite sandwiches for breakfast lunch and dinner. If you want respect from the younger members of the forum you need you earn it not show off.

And as Violet is reading this I can give her another chuckle, remember you last post my dear? Well sugarbabies are prostitutes they fuck for money you fucked for money you are a prostitute plain and simple. And if the argy bargy of guys arguing on a sex forum upset you so much then you wasted 4 years of your life studying to be a criminologist. What are you going to do when you have to talk to rapists and murderers? Maybe hairdressing or nail artist might be better suited to your abilities.

Hahaha love it.

I have no hate to Violet. She's quite intelligent actually. She's gonna drain this poor sod for every cent. Don't underestimate the power of defacto relationships. He can say goodbye to his children's inheritances.

[woodland]

I agree with everyone's comments.

It will be easier for the young ones if rates went up, as prices will come down.

[Sibon]

....Well sugarbabies are prostitutes they fuck for money you fucked for money you are a prostitute plain and simple.

For want of a better word we call them pleasure givers.

And we the punters are the pleasure seekers.

Sound better and the girl earns some respect too.

[Sibon]

You still punting or have you stopped? If you've stopped punting then what are you still doing on here? Your girl had the right idea by getting off the forum. She did diagnose all of us as narcissistic sociopaths lol.

Can you call being a sugardaddy to a sugarbaby "punting"? That sounds like being a dirty old man.

I think he is a carer for her welfare and needs although there may be sex with the help of medications.

[Meng]

Can you call being a sugardaddy to a sugarbaby "punting"? That sounds like being a dirty old man.

I think he is a carer for her welfare and needs although there may be sex with the help of medications.

So she's like his daughter/granddaughter with benefits.

[jacobus]

It will be $50 for 30 minutes massage by Christmas and the same $20 for a hj

[juscruisin58]

Hahaha, you guys make me laugh, the jealousy is palpable.
Dotcumfuckyou, you seem to forget when we had 18% interest rates, wages were comparative to the cost of living etc. Oh, and I only bought the investment properties 5-6 years ago when I sold the business, and the coast was no cheaper than Sydney in 2016-17.
The only way interstate truck drivers are well paid is they hardly ever get home.
I was going to answer the thread asking for the numbers in respect of my experience during that time, however, I'm not going to justify myself to the 3 main wankrrs on this forum.

Continue to be jealous, just be sure the jealousy doesn't consume you.
As for my relationship with Violet, you guys can call it what you want, we know what it is, and Violet is laughing at you lot, if I could be bothered I'd video her comments and post it on here, for all the jealous ones, but I couldn't be fucked to be honest.
As for my financial arrangements into the future, you guys have no idea, so don't speculate.
Anyway, time to have a shower with Violet, have breakfast at a Cafe, and live another day with an amazing partner and a free and easy life.

Dont bother replying, we have decided this will be our last time on here, You all have given Violet a lot of substance for her research.

Cheers

[DrBean]

Just Cruising reading this all cold I agree with others on the forum.

Any salient point you may have is completely lost in your tirade.

If you had any sense of genuine care or interest for those younger than you on the forum, you would have written a public post setting out how they could help themselves in a time of uncertainty and stress - without sneering.

Or you may have written to the author of the comments you disagreed with directly and asked him what he thought of your position. The fact that you did neither is an insight into your self awareness and reactionary desire to always be right. At your age you should know better.

To spray the forum with your vehemence and ram your achievements down everyone’s throats does you no credit - it makes you look angry, bitter and arrogant.

You are easily triggered and full of moral superiority.

And you bluster about your relationship with such certainty it sounds as if you are trying to convince yourself.

I wish you well and hope that you find some humility on the path you are travelling.

[Sibon]

Anyway, time to have a shower with Violet, have breakfast at a Cafe, and live another day with an amazing partner and a free and easy life.


Increasingly I think you are Rupert Murdoch.

There are many parrallels between both of you: success, power, young wife, confidence and an overarching desire to impress and be admired.

Jealousy? You bet. I can't even afford the weekly $175 punt now.

I will also have a shower but alone and have my big breakfast in Mac and live another day poor but happy. Since I can't afford punting anymore I may be like you sailing into sunset and never be seen again.

[warwick1]

Increasingly I think you are Rupert Murdoch.

There are many parrallels between both of you: success, power, young wife, confidence and an overarching desire to impress and be admired.

Jealousy? You bet. I can't even afford the weekly $175 punt now.

I will also have a shower but alone and have my big breakfast in Mac and live another day poor but happy. Since I can't afford punting anymore I may be like you sailing into sunset and never be seen again.

But remember you still have your mum and the fish...........

[Meng]

Hahaha, you guys make me laugh, the jealousy is palpable.
Dotcumfuckyou, you seem to forget when we had 18% interest rates, wages were comparative to the cost of living etc. Oh, and I only bought the investment properties 5-6 years ago when I sold the business, and the coast was no cheaper than Sydney in 2016-17.
The only way interstate truck drivers are well paid is they hardly ever get home.
I was going to answer the thread asking for the numbers in respect of my experience during that time, however, I'm not going to justify myself to the 3 main wankrrs on this forum.

Continue to be jealous, just be sure the jealousy doesn't consume you.
As for my relationship with Violet, you guys can call it what you want, we know what it is, and Violet is laughing at you lot, if I could be bothered I'd video her comments and post it on here, for all the jealous ones, but I couldn't be fucked to be honest.
As for my financial arrangements into the future, you guys have no idea, so don't speculate.
Anyway, time to have a shower with Violet, have breakfast at a Cafe, and live another day with an amazing partner and a free and easy life.

Dont bother replying, we have decided this will be our last time on here, You all have given Violet a lot of substance for her research.

Cheers

You're so eshay brah.

82772

[Riff888]

You're so eshay brah.

82772Haha, so many memes about Eshays online. My daughters introduced me to this term since I have a pair of these.82773

Sent from my GM1910 using Tapatalk

[asiafever]

Haha, so many memes about Eshays online. My daughters introduced me to this term since I have a pair of these.82773

Sent from my GM1910 using Tapatalk

I had a pair of those in red and black. Was I an eshay ahead of my time?

[Riff888]

I had a pair of those in red and black. Was I an eshay ahead of my time?
Definitely Eshays before the term.

I almost got rolled for my Fila shirt my this writer called Metro at West Ryde station back in the late 80s when it was the hood. No more housing commission these days.

[asiafever]

Definitely Eshays before the term.

I almost got rolled for my Fila shirt my this writer called Metro at West Ryde station back in the late 80s when it was the hood. No more housing commission these days.

I nearly got rolled in the early 90's for my Air Jordan IV's in Melbourne...

[dotcumdotinyou]

I was on the train from town hall to strathfield one night a couple of years ago (late evening meeting with my divorce solicitor) and I've had a LV bumbag for years that I wear as a cross body bag. At redfern these two druggies got on, one sat next to me and one in front. I still have my bag

[Meng]

Hahaha you fellas crack me up. Anyways back to the topic. I managed to refinance and fix my loan for 2 years. Did that as soon as I felt wind of a potential interest rate rise and got a good deal. I should be sweet for 2 years at least. Hoping for better economic conditions afterwards lol.

That said, I know some are struggling. Funny enough it's an employee's market at the moment. Huge workforce shortages means it's a good time to renegotiate your salary or find a another job. I've been getting calls from recruiters and the salaries they're offering is truly staggering. Like when they ask salary numbers, I would pick a number off the top of my head and they're like, "yep that's exactly what we're offering" (that's code for they've got way more wriggle room for salaries than what you've just said and I'm currently on a six figure salary).

If it weren't for me having so much annual leave and desperately needing a holiday, I'd probably switch jobs hahaha.

[dotcumdotinyou]

I know for a fact that all the bin companies in Sydney metro are searching for drivers, all you need is a HR license which costs about $1800 to get which may seem high but the pay is more than $30 per hour and overtime is abundant.

This won't last long though as our border opens this opportunity will go to Indians whose HR licenses are recognized in Australia

[priapus1966]

It was 18-19% under Keating and people still survived paying mortgages.

On the other hand Keating's "recession we had to have" brought truck loads of new girls" into the industry. I can remember $90/hour, nude from the start, with loads of extras included at no additional cost.The main competition was girls competing for clients. Good times - But they didn't last!

[Meng]

Take the AL payout and start your new job in 2 months win win
I've done that several times. Always nice for a payout but also just so burnt out. There's a reason why we have annual leave. Holidays are important for the mind.

[Harp0]

Definitely Eshays before the term.

I almost got rolled for my Fila shirt my this writer called Metro at West Ryde station back in the late 80s when it was the hood. No more housing commission these days.

Haha, Metro is still acting like a dick to people these days

[Vader]

Definitely cutting down punting to minimum in the present economic climate with pandemic, Ukraine war, interest rate hike, inflation, recession etc.

I don't own a car, don't travel, don't drink, smoke or gamble. I used to be able to save part of my earnings.

Punting is my biggest expenses. If I punt recklessly I would not be able retire comfortably.

By punting I only make mamasans and MLs richer. And myself poorer. They are driving expensive cars and live in expensive apartments.

Increasingly I start to realize punting is for the wealthy class of people and not for people like me who have to sweat for every dollar I earn.

Having being poor I know the value of money.

At least when you reach 18 you can legally drink

[Riff888]

I nearly got rolled in the early 90's for my Air Jordan IV's in Melbourne...The IVs will always be my favourites.82787

Sent from my GM1910 using Tapatalk

[asiafever]

The IVs will always be my favourites.82787

Sent from my GM1910 using Tapatalk

Quality shoes right there. Them and the V's.
Really loved my Reebok graphlite pumps as well.

[cuteguy]

I've done that several times. Always nice for a payout but also just so burnt out. There's a reason why we have annual leave. Holidays are important for the mind.

We are fortunate enough to have a few weeks annual leave in Australia. I heard workers are only entitled to one week in the US.