Private health fund massage around inner west

[woodcock]

Hi guys,

I was wondering if any of you guys have the premium health insurance with the massage option, i have $300 on massage to spend yearly which i am not using atm.

Does any of you guys go to any massage shop with HJ or NHJ around the inner west, willing to travel if it is not too far away.

Thanks bro

[wachumba]

Oasis massage 124 Crystal st Petersham does HJ. Don't expect young attractive ladies though but should get a good massage. They used to be at Ashfield and moved here.

[SmithChips]

Oasis massage 124 Crystal st Petersham does HJ. Don't expect young attractive ladies though but should get a good massage. They used to be at Ashfield and moved here.

And if you are wondering how the ladies might look, have a look at the mamasan taking the photo on their google photos.

[priapus1966]

Even better, work out what your annual 'extras cost' from your health fund. It will be a premium of about $ 250/270 month - $3000 per annum. Then work out how much you need to spend per annum on all extras. Then considering that you only get 75% of the incurred cost back cancel the extras cover and fund it yourself. The hospital cover which is about $250 to $290 per month is worth keeping, but extras cover is just dollar swapping and the insurers always win.

And think how many punts you could get for $3000

[Croydon massage]

Even better, work out what your annual 'extras cost' from your health fund. It will be a premium of about $ 250/270 month - $3000 per annum. Then work out how much you need to spend per annum on all extras. Then considering that you only get 75% of the incurred cost back cancel the extras cover and fund it yourself. The hospital cover which is about $250 to $290 per month is worth keeping, but extras cover is just dollar swapping and the insurers always win.

And think how many punts you could get for $3000

I hope no one takes financial advice from you. My extras cover is nothing like that amount and it also covers dental , optical, physiotherapy (including Pilates classes) and other areas. It is the only section of my health cover that I make a profit from every year.

[Croydon massage]

And if you are wondering how the ladies might look, have a look at the mamasan taking the photo on their google photos.

I personally find Eva a very attractive MILF (technically a GILF). Enjoy all my sessions with her.

[wachumba]

Even better, work out what your annual 'extras cost' from your health fund. It will be a premium of about $ 250/270 month - $3000 per annum. Then work out how much you need to spend per annum on all extras. Then considering that you only get 75% of the incurred cost back cancel the extras cover and fund it yourself. The hospital cover which is about $250 to $290 per month is worth keeping, but extras cover is just dollar swapping and the insurers always win.

And think how many punts you could get for $3000

Extras cost of $250-270/month sounds like you are getting ripped off. You can get extras cover for under $50/month.
Many people can easily use more than what they pay for extras cover for glasses, physio, massage, acupuncture, dentist/hygienist

[priapus1966]

I hope no one takes financial advice from you. My extras cover is nothing like that amount and it also covers dental , optical, physiotherapy (including Pilates classes) and other areas. It is the only section of my health cover that I make a profit from every year.

Folks can take what advice they like, but the only people that make money from extras are the insurers. If your extras cover is cheap your excess and aggregate limits are higher and lower respectively. Just do the sums for 12 months - premium cost versus NET recoveries after individual and aggregate excesses - the insurers are not stupid, they always win in the end.

[priapus1966]

Extras cost of $250-270/month sounds like you are getting ripped off. You can get extras cover for under $50/month.
Many people can easily use more than what they pay for extras cover for glasses, physio, massage, acupuncture, dentist/hygienist

That sort of high premium cover will pay something like 85% of the fee with a high aggregate excess. High paying extras cover is expensive and is only usually available to group schemes sold to companies for their staff. For $50 month the insurer would pay 5% of Sweet FA. Some folks delude themselves that they can beat insurers like other folks delude themselves that they can beat the bookie. But good luck with your optimism.

[Croydon massage]

Folks can take what advice they like, but the only people that make money from extras are the insurers. If your extras cover is cheap your excess and aggregate limits are higher and lower respectively. Just do the sums for 12 months - premium cost versus NET recoveries after individual and aggregate excesses - the insurers are not stupid, they always win in the end.

I don’t enjoy pointless debates but what you say is wrong. Sure most people are lazy and don’t take full advantage of their cover. I do and I am sure there are others like me. If you use a wide range of the extras available to you and you are diligent in claiming, you can certainly come out ahead. The companies rely on the mugs who don’t.

[jsw1888]

As in you get your health insurance to pay for RnTs?

[SmithChips]

Folks can take what advice they like, but the only people that make money from extras are the insurers. If your extras cover is cheap your excess and aggregate limits are higher and lower respectively. Just do the sums for 12 months - premium cost versus NET recoveries after individual and aggregate excesses - the insurers are not stupid, they always win in the end.

Clearly you don't know how to come out ahead haha probably too hard to explain the you mate. Insurance companies will win as a company, but if you know how to game it like E.g CC FF points, you will personally come out ahead. If you know, you know. Feel sorry for those who take your opinion which is based on poor usage!

[1inchguy]

My experience if the massage parlour happens to be a main provider for that health insurance then youll get more value. But I'm unsure if massage parlours can join that.
I used to be with NIB and I tried using it for massage.
Massage cost $60. NIB only paid $10!
I guess it also depends on your level of cover cause when I switched to BUPA with higher fees.
It covered the whole amount, so I only needed to pay for extras.
However you'll need to fill up details and paper work if you want to use health insurance

[aussiegaigin]

Even better, work out what your annual 'extras cost' from your health fund. It will be a premium of about $ 250/270 month - $3000 per annum. Then work out how much you need to spend per annum on all extras. Then considering that you only get 75% of the incurred cost back cancel the extras cover and fund it yourself. The hospital cover which is about $250 to $290 per month is worth keeping, but extras cover is just dollar swapping and the insurers always win.

And think how many punts you could get for $3000

Most health "extra" policies pay a fixed amount (around $30-35) per visit, and limit the number of visits per year (10-12). You are supposed to be serviced by a registered provider; many shops have unregistered girls to give "relaxation" massage, not claimable "remedial" service.

[Kriskross]

Fellas, what is on offer at Oasis?
Are the girls older? I totally don’t mind that!

[Kriskross]

I don’t enjoy pointless debates but what you say is wrong. Sure most people are lazy and don’t take full advantage of their cover. I do and I am sure there are others like me. If you use a wide range of the extras available to you and you are diligent in claiming, you can certainly come out ahead. The companies rely on the mugs who don’t.

Just sent you a PM Croydon.

[Niceguy11]

78 Sydenham Massage Sydenham offer private health HICAPS bro

[Kriskross]

78 Sydenham Massage Sydenham offer private health HICAPS bro

Thanks bro, what’s the ladies like?

[Gentle]

Thanks bro, what’s the ladies like?

Nice. What extras do they supply ?

[jackdaniels]

I have same question but for lower north shore area.

[Peza]

May Massage Enfield advertising Hi Caps machine on site for use now.

[kriskent]

I’d be keen for some info for lower north shore as well

[Kriskross]

I personally find Eva a very attractive MILF (technically a GILF). Enjoy all my sessions with her.

Check your DM’s mate.

[priapus1966]

Extras cover costs about AUD 250 month.(AUD 3000 per year) . Most reasonably fit young people would be much better off cancelling all their extras cover and retaining the basic hospital covers. Extras cover is just dollar swapping with a generous 'commission' to the insurer. J

Just do the numbers.

[Vader]

I think you have an extra "0" in your figures

[Scottphar]

Extras cover costs about AUD 250 month.(AUD 3000 per year) . Most reasonably fit young people would be much better off cancelling all their extras cover and retaining the basic hospital covers. Extras cover is just dollar swapping with a generous 'commission' to the insurer. J

Just do the numbers.

Total extras cover can be that much but you don't end up using everything. Massages are usually upto 500 dollars a year which is peanuts. Dental, chiro, physio etc is good for regular cleaning. Ofcourse get extras cover only if you use everything (not just massage) or if your employer is paying for it.

[Vader]

My total extras is $300 a year and massages up to $600 a year. You guys should shop around. I pay just under $3000 a year for top hospital and top extras

[woodcock]

My total extras is $300 a year and massages up to $600 a year. You guys should shop around. I pay just under $3000 a year for top hospital and top extras


Wow which company is this?

Thanks

[Vader]

It's a government employees one

[Kappa123]

78 Sydenham Massage Sydenham offer private health HICAPS bro

Tried this place the other day cause I have hicaps and have to use it all by end of year. Decent massage and there was a lot of massaging around the butt and light brushes against my balls which got me hard. Got to pt 2 but couldn't finish. The masseuse i personally didn't find attractive. HICAPS for the massage and paid a pineapple for pt2.

[Rajaz]

Tried this place the other day cause I have hicaps and have to use it all by end of year. Decent massage and there was a lot of massaging around the butt and light brushes against my balls which got me hard. Got to pt 2 but couldn't finish. The masseuse i personally didn't find attractive. HICAPS for the massage and paid a pineapple for pt2.

Weird. I came there today and they said no HICAPS. The girl was young but not attractive enough for me to stay so I walked out.

[hornedbeast]

Might as well get the private health insurer to fund the draining of my ball sack!

[Kappa123]

Tried this place the other day cause I have hicaps and have to use it all by end of year. Decent massage and there was a lot of massaging around the butt and light brushes against my balls which got me hard. Got to pt 2 but couldn't finish. The masseuse i personally didn't find attractive. HICAPS for the massage and paid a pineapple for pt2.


Yeah they didn't have the machine but they gave the receipt for me to claim