Quote Originally Posted by The Sampler View Post
Setup a CommSec account.

Get employer to send a portion of your salary there.
Tell your wife you are investing in shares.

Every 500-1000 buy some safe index ETFs like Vanguards VAS/VGS mix.
Leave some for punting, use the CommSec card to withdraw to cash.
Win win, investing for the future and the short term relief.

Welcome to CommSex.
Terrific idea! I should have thought of that. If you buy shares with franking you get credits back at tax time to.