IMHO Charlotte +7.5 is possible but bit risky as their winning steak is +9 (they haven't lost a game in last 9 games). Their last game score record is 12/08/12 CMICH 66 @ CHARLO 78.
Charlotte lost their game to Miami Florida on 12/22/11 Miami (FL) 76 @ UNC Charlotte - 61, so it was last year.