You may be right. Spending $60 000 to someone to fund their rehab may be cost effective, but many may doubt this, especially with an ageing population and many other strains on the economy.
But what isnt effective is giving people on welfare, cash to splash
If you are going to take welfare for years and years, this is not your money, so a debit card keeps you accountable for what you are doing with other peoples money












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