an ebay business at home comes to mind, you could set up a separate account for business and withdraw money for sourcing items then pocket some of the money and also have his own account. I make thousands on ebay and its all separate finances to our own accounts. If OP can get some ebay or amazon selling going on a part time basis he should be able to move some of money to his own account, He has to get out of this joint account bs. I wonder how happy a sex life op has as some marriages can be pretty dull in that department. Hence the need to punt. If its a sexless marriage with controlling wife he maybe needs to think about separating.