You spoke too soon, down $2K this week. :cry:
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u spend 2400 bucks punting a month ... i think you need to find something else better to do with your life if your wasting 2400 bucks a month punting.. thats 29k a year punting.. either you're talking out your backside or you need to find something else to keep your busy.
corporate banker at 24 huh ? doing what i'd love to know ;-) i work in the banking industry and im very very familiar with the banking industry... love to know what corporate banking you do at 23 ;-)
Agree with you, that's why I'm asking for suggestions to minimize or just avoid all together.
Wonderful to see a fellow banker take to this forum.
Do not wish to disclose what I do at the bank. Just know that I work for Aus biggest investment bank, however we aren't fairing so well at the moment (hopefully that will change in time, and hopefully I survive to see the glory days again)
Hopefully the bonus is decent, we find out in 24 days, but no guarantees given some divisions are under at the moment.
why don't u just wank yourself, a lot of free porn sites out there for free, don't cost u a dime
it's the most effective & simple way
The biggest investment bank in Australia is Macquarie Bank. At your age you would be doing derivatives or swaps. Too young for equities.
If u work in equity dealings u are prob on $350k plus bonus a year so ur punting spending is tiny compared to ur income. Just keep punting.
Alternatively u will be much happier with a girlfriend. Just goto bars, pubs or clubs after work and meet new people.
If you want to conrol how much you spend on Punting just give your wallet to your wife or girlfriend that way you wont spend anything let alone too much :cool2:
At 23, that would be a dream come true.
I would settle for even 200k, but a substantial proportion of that is lost to tax.
On another note, gillard sucks at managing the economy thus essentially wasting taxpayers money. Most macq staff members are liberal supporters haha..
I like the second part of your response though. However, confidence at work does not neccessarily translate to confidence in public/social events.
Although practice makes perfect (or it's suppose to lol...)
At 23, that would be a dream come true.
I would settle for even 200k, but a substantial proportion of that is lost to tax.
On another note, gillard sucks at managing the economy thus essentially wasting taxpayers money. Most macq staff members are liberal supporters haha..
I like the second part of your response though. However, confidence at work does not neccessarily translate to confidence in public/social events.
Although practice makes perfect (or it's suppose to lol...)
Congrats on keeping your job through the latest round of layoffs mate! Some of us were not so lucky and now have no choice, but to cut back on the punting :P
Maybe join a gym and get shredded and girls will come to you or buy a sports car and join a car club.
I have a friend from HK who is an accountant. Now this guy is terrible with girls, all he does is talk to them about budgeting, balance sheets and tax at clubs and pubs LOL. But to get girls her just waives his credit card around and buy them drinks. This only happened once though.
Or even travel and see other countries. Just some suggestions.
if your a guy who earns good money then you should not have trouble finding a decent girlfriend-sure they still cost you some money but good to have someone to hang with at the weekends and go out with and still have good sex than just an hour or 2 a week and $600.If you still want to punt now and then its up to you.
Your expense for punting is fine, but for Stress Relief is a bit waste.
You may want to considering it as a sport to enhancing other fitness training you doing to keep fit, strong, having more energy during the day and night. Of course, you will look better as result of it. Your day job can drain your energy pretty bad, and damage your healthy diet on top of it. So, considering the following:
early morning out door swimming before work (yes, you would be surprised how many people actually do that at 5:30am)
cardio training such as hill interval run and sprint (after work)
strength and conditioning training such as bench press, lat pull, cable row, deadlift, squat
play team sports such as football on Saturday or combat fighting system like boxing
surfing on Sunday
Physical training will release Endorphin and Adrenaline Rush from your body naturally and boost your energy. Eat good food, cut out junk and late night pig out eating, carbs intake, protein up when eating
maintain 60% to 80% your night time cardio sessions for punting as it is less time consuming and efficient, but also try to have some casual relationships to mix it up
You will get girls come to you if you keep doing out door sports and be active
Surely you can earn more bucks by staying online and sit in your desk to do whatever you are good at it. You may able to earn $1000 a day punting fund one day. Just ask yourself this: do you want to have a stress relief when facing a stunner or you want a great cardio session with her
Great advice I think. Use to swim 3 times a week, being part of the school swim team. But that all changed when uni came around, haven't gone back to it since then, but have thought about it.
the bank has it's own gym but it's quite small, Alot more affordable then external ones. Have thought about it, just never got round to it.
To answer the second part of your question maybe a bit of both - stress relief and a good session =)
It's easy, bro. You go to The Star casino and you can easily lose the entire punting monthly budget of $2,400 in just a few hours leaving you no money to punt anymore. And if you are lucky to win, you don't have to restrict your punting budget to $2,400 because it is entirely covered by the casino. There is no need for a budget at all.
For Chinese (you are an ABC and therefore should know), punting and gambling are the two major virtues in life in addition to drink and smoke. I have these two virtues with me as a Chinese and hope you have them too since we both don't drink and smoke.
Wank more often
Just stay home and download some free porn movies, velly velly cheapa.
Hey bro!!!
ask your mum for bbbj its free or one meal!!
The master of self control separates the men from the boys!
Its all in the mind!
1. Realise that the girls think you're a fool
2. Realise that in the end, the girls are the ones who are laughing, you're the one out of pocket
3. Go to the gym or take up a sport, join a unisex competition to meet chicks
4. Realise that it can become an addiction
You're in finance so I'm sure you don't need me to tell you the next two points, but:
4. open an online high interest savings account which automatically takes money from your account on your payday, so if you really need to punt, it'll take at least a day to get the money and by that time your urges may have subsided
5. Realise that $2,400 per month is $28,800 a year. At 6% interest, that's $1,728 of interest you could be earning. So if you spend all on punting, it's actually costing you $28,800 + $1,728 = $30,528.
Also:
6. Don't go gambling. That's an even worse addiction.
Umm ... boob juice is not that bad ... ;)
Interesting idea, there is a chance of return on investment, punting - no return, maybe just the enjoyment and excitement keeps us going. Suppose I use it to relieve stress from work, re align your focus for the upcoming projects at hand.
Nice to have something in common =)
Smoking damages the lungs and drinking damages your liver, but ultimately are the more common forms of stress relief amongst the general public.