It's easy, bro. You go to The Star casino and you can easily lose the entire punting monthly budget of $2,400 in just a few hours leaving you no money to punt anymore. And if you are lucky to win, you don't have to restrict your punting budget to $2,400 because it is entirely covered by the casino. There is no need for a budget at all.

For Chinese (you are an ABC and therefore should know), punting and gambling are the two major virtues in life in addition to drink and smoke. I have these two virtues with me as a Chinese and hope you have them too since we both don't drink and smoke.