You don't necessarily have to be on a six figure salary to enjoy punting regularly, you just need to be more frugal with your spending and budgeting.

For example, skip getting Uber Eats for lunch everyday, do a weekly shop at Woolies and make/bring your own lunch... you'll be amazed how much extra money you have left over.

But yes, having a six figure salary does make everything a lot easier... more money to spend on stuff to give you perceived happiness.