Your all saying you don't have mortgage to pay and this and that. But increase interest rates also affect rent. Which will affect the prices of these shops rent too. Which also has a knock on effect to future punting prices aswell. With a new increased punting prices and increased everything else, ofcourse punting will be affected.

I have seen threads about an increase in $20-50 for punting in fs shops and people and complaining about that. Imagine THAT increase in massage shops.