Exactly right I take a portion of my dividends payments which are kept aside for punting and the SB and use all the franking credits to and the rest is reinvested. Also buy safe asx stocks lower and sell for a profit plus do my own online selling so I got financial freedom. I don't know how the guys on here with a regular job and no investments, punting 3 to 4 times a week are having any money left each week?












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