Quote Originally Posted by andrewv View Post
Never, ever subscribe to porn sites using your personal credit or debit card that is linked to your personal name.
Only use gift VISA/Mastercard that you buy from Coles/Woolies/Aust Post. These would have a maximum credit amount.

Also, keep in mind that Australian banks monitor their customers online activities (where you buy stuff from) and there has been many instances when the banks decide to shut down banking relationship because they don't want reputational risk. Banks call this "debanking clients". They simply write saying your account has been shut down -- all accounts and you would never be able to bank with them again. If you have a mortgage, they would wait till you pay it off. Banks never tell customers the reason why they terminated their relationship. No discussion, not negotiation. Even if you are well off and have hundreds of thousands on deposit with them.

The above applies also to gambling sites, and when customers send small amounts of money on regular basis to some countries like Philippines and Thailand, where the bank suspects child exploitation and other illegal activities.
Sage advice. I find crypto is pretty easy nowadays for small transactions like software or one-off websites.